The process

Four pillars. In order.

Most firms start with a product. We start with structure. Investments come last on purpose.

1. 01

   Legal

   Structure first. Wills, trusts, and entity design so the rest can compound.

2. 02

   Protection

   Life, disability, and benefits that keep a plan from breaking on a bad day.

3. 03

   Taxes

   Coordinate income, retirement, and estate so less leaks out each year.

4. 04

   Investments

   Open-architecture portfolios built after the first three pillars are set.